Pension Provident Insurance

1. In case of life of the insured at the end of the contract   :

Payment to Subscriber of Capital “   Life   » Plus Profit Sharing

2. In the event of death or permanent total disability of the insured occurring before the due date   :

Payment to the named beneficiary (s) of the capital   “   Death   “Plus capital savings”   Life   “

The amount of capital   Life   And that of capital “   Death   ” are different.

The subscriber has the option to pay the premium by direct debit, check or cash. Payment by cash is accepted only when the periodicity of the contract is half-yearly.

The amount of capital   Life   “Is based on   :

–           The age of the insured at the subscription

–           The duration of the contract

–           The premium portion allocated to the Capital Formation “   Life   “

The amount of capital   Death   And that of capital “   Life   Are set in the Special Conditions.

Advance on police

Advance on police   : after three (3) years of actual contribution, the subscriber may request a refundable policy loan over a period not exceeding twelve (12) months.

–           At the end of the contract

–           In the event of death or permanent total disability of the insured

–           In case of total surrender of the contract

–           In case of termination of the contract