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The Home Insurance contract : the protection and security of your home on a daily basis.

Product Name Mixed Savings Insurance
Type Individual Contract
Object Subscriber Payment of Guaranteed Capital plus Profit Sharing   :

  1. In the event of death or permanent total disability of the insured occurring before the due date
  2. In case of life of the insured at the end of the contract

 

insured Anyone between the ages of 18 and 55
Contract length The minimum duration of the contract is 10 years. The insured must not be more than 65 years old at the end of the contract.
Frequency – Method of payment Premiums are payable monthly, quarterly, semi-annually or annually.

The subscriber has the option to pay the premium by direct debit, check or cash. Payment by cash is accepted only when the periodicity of the contract is half-yearly.

Guaranteed capital The amount of the guaranteed capital is fixed in the Special Conditions. It is a function of   :

          The age of the insured at the subscription

          The duration of the contract

          The premium paid by the subscriber

Total surrender

Advance on police

Total surrender   : after three (3) years of actual contribution, the subscriber may terminate his contract by asking for the cash surrender value.

Advance on police   : after three (3) years of actual contribution, the subscriber may request a refundable policy loan over a period not exceeding twelve (12) months.

Termination of guarantees Contract guarantees cease   :

          At the end of the contract

          In the event of death or permanent total disability of the insured

          In case of total surrender of the contract

          In case of termination of the contract

 

Download the general conditions

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